Kissimmee Insurance Claims Lawyer 

Insurance companies do not make their big profits by paying out large amounts of money on every claim that policyholders make. They try to pay the least amount possible and have smart lawyers on their side.

To receive money from an insurance company, you may need an experienced Kissimmee insurance claims lawyer fighting for you. Many individuals who suffer a fire, flood, theft, or some other loss simply file their insurance claim and hope for the best. This is the wrong approach.

An insurance claim is a business negotiation, and even though the policyholder has paid premiums for years, the company will do whatever it can to minimize the payout or even not pay off on the claim at all. Retain a skilled Kissimmee attorney who can fight for you. 

Policyholder Rights

One important thing a policyholder can do is to carefully read the insurance policy itself. The declarations page is generally the first or second page of the policy. It states the dollar limits applying to each category of coverage and lists the extras that are there in addition to the basic policy.

If a person who has paid good money for insurance over the years believes that they are not being treated fairly by the insurer, that is when an experienced attorney can be helpful – someone who knows all the tactics that insurance companies and their lawyers use to avoid paying what they owe. 

A Kissimmee insurance claims attorney can help individuals pursue the results they deserve. Once the insurance company has dug in its heels, the lawyer should be the one to communicate with the insurer. That is for the individual’s own protection. 

Dealing with an insurance company is a specialized area of legal practice, and it is important to hire a lawyer with experience doing just that, rather than a lawyer who has done routine legal work in the past. Insurance companies will assess the risk of not settling the claim by considering the strength of the policyholder’s advocate. 

Tough Negotiations

It should not be necessary to sue the insurance company to get a fair outcome, but the threat of such action is an important element of the negotiation. Basic negotiating will resolve many insurance disputes before they ever get to a courtroom. There are laws in many jurisdictions that make it illegal for insurance companies to force consumers to file suit to recover their policy benefits. 

There are various alternatives to litigation, such as mediation, where the parties work with a third party to negotiate a resolution of their dispute on a voluntary process, and arbitration, where the arbitrator may dictate the result, or simply work with the parties to reach a result. An experienced Kissimmee insurance claims lawyer can help an individual navigate these procedures as well. 

Hiring a Kissimmee Insurance Claims Attorney

If a dispute with an insurer is dragging on, it is crucial to get some legal advice, even if just an initial consultation. There are statutes of limitations that cut off a person’s right to sue when a certain amount of time has passed. Once that time passes, the victim can no longer file a lawsuit to get justice. 

The bottom line is that if you have been faithfully paying premiums for years and relying on the insurer’s promises, you have the right to be treated fairly. If that is not happening, you need a tough Kissimmee insurance claims lawyer on your side to make the insurer live up to its promises.