Miami Lakes Uninsured Drivers Car Accident Lawyer 

Being involved in a collision with an uninsured motorist can be frustrating and upsetting. Suffering property damage and even injuries as the result of a car crash that was not your fault is difficult enough, but when the driver responsible lacks the necessary coverage to provide the compensation you deserve, the experience is even harder to handle.  The good news is that a skilled Miami Lakes uninsured car accident attorney can help you pursue the damages to which you are entitled. En Español.

Uninsured Drivers

There are uninsured drivers everywhere, though Miami in particular and Florida in general experience a higher number of uninsured motorists on their roadways than in some other areas of the U.S.

The Florida Insurance Council reports that nearly one in four Florida drivers are uninsured – about 23 percent of all Florida motorists. Florida ranks fifth in the nation in terms of uninsured motorists on the road, behind only New Mexico, Mississippi, Alabama, and Oklahoma.

Uninsured Accidents Facts

There are a few reasons for the increase in uninsured drivers in the Miami area. First, urban areas and highly populated cities tend to have more uninsured motorists simply because there are more drivers on the roads, and densely populated areas tend to have more car accidents in general, regardless of whether the drivers are insured or not.

In addition, certain populations, especially low-income drivers and some immigrants, may have difficulty obtaining the necessary insurance, even though it is required by law.

Additionally, the rate of uninsured drivers goes up as the unemployment rate increases, and Florida’s employment rate is not the best. When unemployed persons find they must reduce expenses, they often allow their existing car insurance policies to lapse. This remains true, even though Florida requires adequate insurance coverage by law and imposes penalties and fines for uninsured motorists, including suspension and loss of driver’s license.

Recovering Damages

An experienced Miami Lakes uninsured car accident attorney can help by assisting the victim of an uninsured motorist in obtaining coverage through their own policy.

A victim’s attorney who handles uninsured motorist claims in the Miami area will have experience analyzing a variety of uninsured and underinsured motorist policies in order to make sure that the terms are fair and that the insurers fulfill their obligations.

Florida law does not require drivers to carry uninsured motorist coverage, but the state insurance organizations strongly recommend purchasing this type of coverage due to the high number of uninsured drivers in the state.

It may also be necessary for a victim’s Miami Lakes uninsured car accident lawyer to work with their medical insurer, if injuries are serious and medical bills are especially high.

It is also possible that a victim’s uninsured car accident attorney in Miami Lakes will be able to seek compensation directly from the uninsured driver if they have adequate assets.

Consult an Attorney Today

Each situation involving a car accident with an uninsured motorist is different, and a skilled Miami Lakes uninsured motorist attorney will look into the specific circumstances of a victim’s case.

Navigating the process of negotiating with insurers can be complex, and this is one reason why it is so important to have a skilled attorney who handles uninsured driver claims in Miami Lakes advocating for the victim of an uninsured motorist car accident.